Do Not Sell My Personal Information

Your Privacy Matters to Us

We take your privacy seriously and understand the importance of protecting your personal information in today's digital world. This Privacy Policy explains our commitment to safeguarding your data. Please review it before using 31Loans.com. By using our platform, you agree to the terms outlined in this policy.

1. Information We Collect

We collect two types of information: personally identifiable information (PII) and non-personally identifiable information (non-PII).

  • Personally Identifiable Information (PII): This is data that identifies you as an individual, such as your name, date of birth, address, phone number, social security number, employment details, income, and credit history. You provide this information when you sign up and submit a request on our site.
  • Non-Personally Identifiable Information (Non-PII): This data does not reveal your identity and includes details like your IP address, browser type, browsing behavior, and other anonymous information. We collect this data through cookies, web beacons, and pixel tags.

2. Why We Collect This Information

We collect your information for several reasons:

  • To manage our business operations
  • To improve technical support and services
  • For marketing and research purposes
  • To process your application and connect you with a lender

3. Sharing Your Personally Identifiable Information

When you provide your PII, you enable us to process your application and connect you with a lender. This may involve sharing your information with third parties, such as lenders, affiliates, partners, and credit reporting agencies. These third parties may verify your information, which could affect your credit score.

We may also share your data for business management, security, marketing, or if required by law. If our company merges with or is acquired by another entity, your information may be transferred as part of the business transaction.

4. Sharing Your Non-Personally Identifiable Information

We share non-PII with third parties to enhance our services, analyze user behavior, and gather web statistics. This information helps us improve our platform and business operations.

5. Third-Party Links

Our website may contain links to third-party websites. These links are provided for reference only, and we are not responsible for their content, privacy policies, or practices.

6. Marketing Practices

By using our website, you agree to receive marketing communications from us and our third-party partners. If you wish to opt out of our marketing messages, you can unsubscribe at any time. However, to opt out of third-party communications, you must contact them directly.

7. Protecting Your Information

We use advanced security measures to protect your personal information, limiting access to authorized personnel only. However, despite our efforts, we cannot guarantee absolute security due to potential external threats.

8. Notice for Foreigners

Our services are intended for employed U.S. residents only. If you are not a U.S. resident, please do not use our website.

9. Notice for Minors

Our services are available only to individuals over 18 years old. If you are under 18, please do not access our website. If a child has accessed our site, parents or guardians should contact us immediately.

10. Privacy Policy Changes

We may update this Privacy Policy at any time without prior notice. We encourage you to review this section periodically. Continued use of our website after changes are made indicates your acceptance of the revised policy.

11. Your Rights Under the CCPA

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA). These include the right to know what personal information we collect, the right to request its deletion, and the right to opt out of its sale. Please contact us to exercise these rights.

12. California Disclosures

California law requires us to disclose certain information to users of this website, including details about tracking technologies and third-party data sharing for marketing purposes. For specific requests, please contact us.

13. How to Contact Us

If you have any questions or concerns, please reach out to us via our contact form.